Privacy Policy

We have provided this Privacy Policy to inform you about the information we collect, how we use and share this information, and our privacy practices.

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE SITES OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND TO ALL THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE SITES OR SERVICES.

This Privacy Policy discloses the privacy practices of Reverse Mortgage Assist, and its affiliates and subsidiaries, (collectively “we”, “us”, “our”, or “the Company”) and governs the collection, sharing and security of information through our site, or other Company products and services (collectively, the “Services”) by users of the Services (“you” or “your”).

We are not a lender, debt servicer, debt settlement, real estate company, insurance agent, auto sales company or automotive warranty organization. This is not, and is not intended to be, any type of application for any financial product.

We Collect Personal Information

You are not required to participate in the activities or provide information that we ask you to. You may always choose not to participate or provide any information requested.

  • • We collect “Personal Information”. This information can be used to identify you. Most of this information is provided by you on this site in order to process your request. The information may include: First and last name, address, telephone numbers, mobile numbers, email address, employment status or self-employment or other unique information about you which you provide to us on this site, or through the course of communicating with us about the products and services provided on this site.
  • • We collect “Behavioral information”. This is information which is automatically collected when you use the site. It includes the areas of the site that you visit, what services you engage with, and information about your computer hardware and software, including your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet, and other web properties you may have visited.
  • • We also collect “Demographic information”. This is information that refers to selected population characteristics. Such as zip code, military status, personal and online interests. When we can identify you through this information, it is personal Information.
  • • We collect “Third party information”. We may acquire this information from a third party which could include personal, demographic, behavioral and indirect information. This collection may include, but not limited to, first party cookies, third party cookies, anonymous cookies, persistent identifiers, email opt in, and search engine keywords. We have no access or control over these cookies and other tracking devices used by third party advertisers and networks. We have no responsibility or liability for the policies and practices of these parties.
  • • We also collect “Web technology information”. This is information we automatically collect from you when you visit our site. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.

When you submit information on our site, you explicitly authorize us to share your information with third parties so that they may contact you via email, SMS, telephone and/or direct mail. You agree to receive autodialed or prerecorded calls, texts and emails from us and any affiliates or third parties to the phone numbers (including mobile numbers) and email addresses you provide to us today or in the future and to any phone numbers or email addresses subsequently associated with you by us or any affiliates or third party affiliates or vendors.

You understand and agree that if you submit an inquiry on our site, your information will be shared and/or purchased by our network of clients in order to fulfill your request. The network of clients includes but is not limited to: mortgage bankers, mortgage brokers, lenders, credit consultants, insurance brokers, real estate professionals, or any other business in our network that may be related to the service or product you have expressed interest in. Multiple businesses will contact you so you may compare different companies, services and/or products before making any purchases.

How We Use and Share Your Information

  • • We will share your information with multiple businesses who offer the product/service that you have inquired about.
  • • We share your personal information with third parties who will provide you with their opportunities, products or services. This includes your interests and preferences, so they may determine whether you might be interested in their products or services.
  • • We share your personal information with companies and individuals we employ to perform technical functions on our behalf. For example, third parties who host our site, analyze our data, provide marketing assistance, process credit card payments, and customer service.
  • • We may share aggregated anonymous information about you, combined with other persons using our site with third parties, so that they can understand the variety of visitors that come to our site, and how those visitors use our site.
  • • Your information will be purchased by third parties/vendors and affiliated companies in order to provide these services. This allows you to compare different businesses, products and services prior to making any purchase. Some third parties include companies who provide business services to us or on our behalf, such as to monitor Services activities, market products or services to you, help to maintain our customer database, and administer e-mails, surveys or other contests.
  • • We will share your information in order to process Opt-Out requests with affiliated partners and/or third parties in order to process and monitor these requests.
  • • We will disclose your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to stay legally complaint or prevent a crime; or we share your information if we sell our company or merge with another company.
  • • We may disclose your information to manage and protect our information technology infrastructure and security.

We Use Technology

The use of technologies such as cookies, web beacons and java script may be implemented by us and third parties. These technologies collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may receive reports based on these technologies on an individual or aggregated basis for analysis purposes.

  • • Cookies are small text files that are stored on a user’s computer for record-keeping purposes and which contain information about that user’s computer. Cookies allows us to identify files on your computer and record your preferences and other data about your visit to our website so that when you return to the website we are able to identify you and can personalize repeat visits. When cookies settings are disabled or changed you may experience site or service features that do not function properly. You may control these permissions by modifying your browser preferences to reject all cookies.
  • • This site may also include social media features which uses cookies. These features may collect your IP address, the web properties you engage with, and may set a cookie to enable the feature to function properly. Social media features are either hosted by a third party or hosted directly on our web properties. Your interactions with these features are governed by the privacy policy of the company providing it.
  • • We utilize Google Analytics Advertising. This includes: Remarketing with Google Analytics; Google Display Network Impression Reporting; DoubleClick Campaign Manager integration; Google Analytics Demographics and Interest Reporting. Google uses cookies to track activity performed by Google Analytics and its AdWords or DoubleClick cookie.
  • • We use Google Analytics services which is an analysis service. Google utilizes the data collected through its cookies to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services.
  • • We use Web Beacons (ie, single-pixel gifs, clear gifs or action tags) this allows the collection of information about your visit to this site to measure and improve the effectiveness of any marketing and track delivery of marketing and other communication methods. Web Beacons collect only a limited set of information like a cookie number, time and date the page was viewed, as well as a description of the page on which the Web Beacon resides. We may also use Web beacons in email messages. This allows us to determine if you opened or engaged with the email messages. Web Beacons may be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.
  • • We may also use JavaScript. JavaScript is a computer language that enhances the functionality of web properties, particularly with respect to pictures. We use it to analyze and improve our site’s functions. You may deactivate JavaScript through your browser settings or activate it the same way.

Cross-Device Advertising and Tracking: We may collect and use and share the above data with a third party for cross-device advertising purposes. This allows consumers to experience a personalized, informative advertisement that targets specific product interests over multiple devices. This information may be used for analytics, and reporting purposes such as an advertisement effectiveness and overall campaign success.

We may implement cross device advertising and tracking to identify and track consumers across devices through identifying characteristics such as a consumer login account and may be used to connect data across different devices. This will allow for the delivery of advertisements or informational data to multiple devices.

We may use push notifications and alerts to notify you of services and/or products that you have expressed interest in on multiple devices. If you no longer wish to receive these types of communications, you may turn them off at the device level. You may opt-out of push notifications or alerts through your browser settings.

Security and Storage

We use commercially reasonable security measures to protect against the loss, misuse and alteration of your information under our control. Even with taking commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your information will be absolutely secure.

Any transmission of data at or through our site is at your own risk.

We will retain your information, including user location information, only as long as our business needs require. We will then destroy or render unreadable any such information upon disposal.

We may employ Secure Sockets Layer (SSL) encryption technology to transmit data between a consumer’s browser and our web server. To use our sites, a consumer will need an SSL- capable browser such as MS Internet Explorer 4.0 (or higher) or Netscape Navigator 4.0 or higher.

No security measures are perfect or 100% secure, and we cannot guarantee the security of any information transmitted to or from the Services.

We contractually require that third parties handle your information in the same manner that we practice, however; we cannot monitor such practices and thus are not responsible for third party security or handling of your information.

Please do not communicate any information to us through unsecured channels. The security of your personal information also depends on you.

We Engage with Third Parties

We allow third parties to place ads on our site to market offers that may be of interested to you. When you are on the site ad server companies may collect information such as your domain type, your IP address and clickstream information.

This site and communications such as email messages sometimes contain hypertext links to websites owned by third parties. We are not responsible for the privacy practices or the content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services available on these third party websites. The inclusion of a link on our site does not imply any endorsement of the services, products or website, or its sponsoring organization.

We Engage with Third Parties

Other sites or services, such as those sites we provide links to, sites or services you may have clicked-on that directed you to the Services, or sites that may be accessible to you through the Services, have their own privacy policies regarding data collection, use and disclosure practices.

If you visit any such site, we encourage you to review that site or service’s privacy policy.

This Privacy Policy only addresses the privacy practices by the Company. We are not responsible for the policies or practices of third parties

Minors and Privacy Issues

No part of the Services is designed to attract anyone under the age of 18. Children under the age of 18 may not use the Services. We do not knowingly collect any information from Children under the age of 13.

Children’s Online Privacy Protection Act- This site is intended to be used by people the age of 18 and older. We do not knowingly allow any users under the age of 13 to use our service.

California Privacy Rights-CALIFORNIA RESIDENTS- The California Consumer Protection Act has granted specific rights and remedies. For your California Privacy Rights and Remedies please click here. If you are a California resident please note we do not respond to do not track signals or cookies.

Minors and Privacy Issues

We may change this Privacy Policy at any time. When this policy has changed, we will revise the updated date at the bottom of this page.

The revised Privacy Policy will be effective immediately when posted on the Services.

We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

If you continue to use of the Services after the effectiveness of such revisions will constitute your acknowledgment and acceptance of the terms of the revised Privacy Policy.

Minors and Privacy Issues

If you have any comments or questions regarding our Privacy Policy, or to report abuse of any PII collected under this Privacy Policy, please email us at info@reversemortgageassist.com or write to us with your specific instructions at: Reverse Mortgage Assist, 7465 Mission Gorge Road Suite #137, San Diego, CA 92120.